Donations Needed – Food & Toiletries

Chesapeake Financial Advisors is hosting a food and toiletry drive from Wednesday, April 20, 2022 through Wednesday, April 27, 2022. Your Support The food and toiletry drive supports The Assistance Center of Towson Churches (https://www.actconline.info/). The center provides assistance to our neighbors in need in Northern and Central Baltimore County. What’s Needed Here’s a list…

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Q4 2021 Stock Market Commentary

For the third consecutive year, the stock market posted a double-digit positive return. The S&P 500 gained 26.9% for the year, the Dow Jones Industrial Average posted an 18.9% gain, and the Nasdaq Composite gained 21.4%. Double-Digit Returns Despite Challenges The market confronted and largely ignored a lot of events that normally would have sent…

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Deciding When to Retire: When Timing Becomes Critical

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll need your retirement savings to last. You’ll need to take into account your life expectancy…

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Understanding Your Credit Report

Your credit report contains information about your past and present credit transactions. It’s used primarily by potential lenders to evaluate your creditworthiness. So if you’re about to apply for credit, especially for something significant like a mortgage, you’ll want to get and review a copy of your credit report. You can see what they see:…

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