Morning Market Commentary Q1 2024

The last quarter of 2023 was marked by a sudden turning point in the interest rate rhetoric of the Fed, a resilient economy led by a strong consumer, and a normalization of inflation. At the end of Q3, the Fed continued to raise interest rates as investors continued to wonder when the hikes would come…

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I-Bonds: Should you buy, sell, or hold? 

Since the height of the COVID pandemic, inflation has been difficult to grapple with as more and more investors demand stability in their portfolio. However, in October of 2022, one interest-earning asset quickly came into the spotlight as both a secure and lucrative investment: U.S Series I Savings Bonds.  When it comes to I-Bonds, there…

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Why It Is Never Too Early to Save for Retirement

When it comes to a successful retirement, there are several secret ingredients that most retirees wish they had known sooner. For most young Americans, the pursuit of retirement is self-sacrificing, and often goes hand in hand with an austere feeling from the compromise in lifestyle and spending habits that must take place. Consequently, the next…

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Morning Market Commentary Q3 2023

Investors began the third quarter of 2023 focusing on the potential peak in interest rates, the robust rally from the bottom of the stock market, and renewed optimism of a soft landing derived from trends of cooling inflation and economic growth. However, as rates continued to rise from a hawkish Fed, both the bond and…

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Monthly Market Insights | May 2023

US Markets Stock overcame recession worries and mixed corporate earnings results in April, ending mostly higher. For the month, the Dow Jones Industrial Average picked up 2.48%, whereas the Standard and Poor’s 500 Index rose 1.46%. The Nasdaq Composite which was up nearly 17% in the first quarter of 2023, was flat 0.04% in April.…

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Morning Market Commentary Q1 2023

During the first quarter of 2023 sentiment started off hot with great gains in January but had its ebbs and flows throughout the quarter.  The belief that the Federal Reserve was going to be able to tame inflation and the economy would be able to establish a “soft landing” in terms of a possible recession…

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Monthly Market Insights | March 2023

US Markets Stock prices stumbled in February due to growing worries that the Fed would maintain its tight monetary posture in the face of continuing inflation.  For the month, the Dow Jones Industrial Average lost 4.19%, whereas the Standard and Poor’s 500 Index fell 2.61%. The Nasdaq Composite which was up nearly 11% in January,…

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Monthly Market Insights | February 2023

US Markets Stocks rallied in January as moderating inflation, a better-than-feared earnings season, and healthy economic data put investors in a buying mood. For the month, The Dow Jones Industrial Average rose 2.83%. The Standard & Poors 500 Index jumped by 6.18% and the Nasdaq Composite rose 10.68%. Shift in Sentiment The stock market opened…

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Secure Act 2.0: Here’s what you need to know

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it’s a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019.…

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Morning Market Commentary Q4 2022

In an otherwise volatile and ugly year, the fourth quarter of 2022 turned out to be a pleasant surprise.  Sentiment turned optimistic mainly led by better-than-expected corporate earnings and Year-over-Year inflation rates coming down from a peak of 9.1% in June 2022. S&P, Dow, and NASDAQ The S&P 500 was able to climb higher by…

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