Tax Season News and Survival Tips

It’s not easy to keep up with complex tax laws that always seem to be changing, much less figure out how they might affect you personally. Even so, it’s important to consider the potential impact of taxes when making many types of financial decisions.  The IRS automatically adjusts the standard deduction and income tax brackets…

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BOI Filing Requirement

As of January 1, 2024, the Financial Crimes Enforcement Network (FinCEN) will require most legal entities to report its Beneficial Ownership Information (BOI). Entities required to report are called Reporting Entities. Reporting Companies consist of corporations, LLCs, or any business entity created through filing a registration document with a secretary of state or similar office…

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Morning Market Commentary Q1 2024

The last quarter of 2023 was marked by a sudden turning point in the interest rate rhetoric of the Fed, a resilient economy led by a strong consumer, and a normalization of inflation. At the end of Q3, the Fed continued to raise interest rates as investors continued to wonder when the hikes would come…

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2023 End of Year Tax Letter

As we wrap up 2023, it’s important to take a closer look at your tax and financial plans and discuss steps that can be taken to reduce taxes and help you save for your future. As you know, we affectionately call our proven process One Advisor Twice the AdviceTM. Which means when we look at…

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I-Bonds: Should you buy, sell, or hold? 

Since the height of the COVID pandemic, inflation has been difficult to grapple with as more and more investors demand stability in their portfolio. However, in October of 2022, one interest-earning asset quickly came into the spotlight as both a secure and lucrative investment: U.S Series I Savings Bonds.  When it comes to I-Bonds, there…

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Why It Is Never Too Early to Save for Retirement

When it comes to a successful retirement, there are several secret ingredients that most retirees wish they had known sooner. For most young Americans, the pursuit of retirement is self-sacrificing, and often goes hand in hand with an austere feeling from the compromise in lifestyle and spending habits that must take place. Consequently, the next…

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Morning Market Commentary Q3 2023

Investors began the third quarter of 2023 focusing on the potential peak in interest rates, the robust rally from the bottom of the stock market, and renewed optimism of a soft landing derived from trends of cooling inflation and economic growth. However, as rates continued to rise from a hawkish Fed, both the bond and…

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December Is Identity Theft Protection Awareness Month

December is Identity Theft Protection Awareness Month and we’re taking this month to share some ways you can help keep your identity safe. In 2021 alone, the Federal Trade Commission received 1.4 million reports of identity theft.1 Identity theft can happen in a number of ways: in-person, online, through email, or over the phone. However it…

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Join us in Raising Awareness for Prostate Cancer

In the United States, 1 in 8 men will be diagnosed with prostate cancer in their lifetime.  What is No Shave November? No Shave November is a campaign that occurs every year in the month of November to bring awareness to Prostate Cancer. Every November, men will participate by growing their facial hair over the…

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Monthly Market Insights | September 2022

US Markets:  Renewed fears of higher rates and economic weakening, coupled with a tough talk by Fed Chair Jerome Powell and other Fed officials, sent stocks lower in August.   The Dow Jones Industrial Average dropped 4.06%. whereas the Standard & Poors 500 Index fell 4.24% and the Nasdaq Composite lost 4.64%.  A Strong Start: August…

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